Community For Financial Health

Women Agents for Financial Inclusion: Exploring the Benefits, Constraints, and Potential Solutions

Author :

Emilio Hernandez, Rebecca Calder, Divya Hariharan, and Cristina Martinez

Topic :

Women

Published on :

Dec, 2023

Description :

A strong relation has been observed globally between Cash-In, Cash-Out (CICO) agent network coverage and a greater use of Digital Financial Services (DFS), especially by low-income and rural customers. This has motivated CGAP to explore the benefits, opportunities, and barriers to include more wome...

Gender Equality Strategy 2022-25

Author :

United Nations Capital Development Fund

Topic :

Women

Published on :

Oct, 2023

Description :

In line with the corporate Strategic Framework, UNCDF’s Gender Equality Strategy (2022–2025) focuses on a transformative approach to promoting women’s economic empowerment and gender equality....

Climate Change and Climate Finance: Current Experience and Future Directions

Author :

Moshirian, FariborzPark, Cyn-Young

Topic :

Financial Service Providers and Digital Infrastrcture

Published on :

Sep, 2023

Description :

It assesses the issue of climate justice, considers the impact of “greenwashing,” and looks at ways investors can evaluate ESG considerations. It outlines the corporate and economic risks of climate change alongside the response from central banks. It shows that policy guidance, increased transp...

Climate Finance Landscape of Asia and The Pacific

Author :

Jiro Tominaga, Benita Ainabe, Jeff Bowyer, Dongmei Guo,

Topic :

Financial Service Providers and Digital Infrastrcture

Published on :

Aug, 2023

Description :

Designed to help governments and development partners identify and address barriers, it offers a subregional breakdown and underscores the need for equitable access to funds to help countries meet their climate targets. It assesses financing gaps, considers how to increase investment, and outlines w...

Climate Risk and Financial Inclusion: A Regulatory Perspective

Author :

Peter Knaack and Peter Zetterli

Topic :

Financial Service Providers and Digital Infrastrcture

Published on :

Aug, 2023

Description :

Climate change risks can lead the financial sector to withdraw from serving vulnerable clients. New environmental regulations may worsen financial exclusion. Our paper suggests inclusive green finance policies to enhance stability, with government recommendations for resilient financial instruments ...

Smallholder Farmers & Climate Change Voices from the Field

Author :

Puneet Goenka, Shalini Gupta, Rupal Saxena, and Ashish Karamchand

Topic :

Small Holder Farmers and Agriculture

Published on :

Jun, 2023

Description :

The Transforming Agriculture for Small Farmers team, supported by The Rockefeller Foundation, interviewed smallholder farmers across 6 states in India to bring forth their voice and perspective towards climate and environmental changes. The findings may be useful for stakeholders that are trying to ...

Financial Services for Gig Workers: Lessons on Getting Design and Delivery Right

Author :

Malika Anand and Gayatri Murthy

Topic :

Informal and Gig Workers

Published on :

Jun, 2023

Description :

Although informal workers in sectors like construction and agriculture still operate in cash and lack records of their work and earnings, platform workers in delivery and ride-hailing services find work online, create records of their work, and largely earn into digital accounts. This digitizat...

Strengthening Financial Resilience in the Pacific: 16 Lessons Learned from Implementing Climate Risk Insurance Solutions

Author :

Parekhelashvili, Mariam Elgiriya-Witharanage, Kushala A. N Buri, Sinja

Topic :

Migrant and Refugees

Published on :

Jun, 2023

Description :

This publication is brought to you by the Pacific Insurance and Climate Adaptation Programme, which is jointly administered by the United Nations Capital Development Fund (UNCDF), the United Nations Development Programme (UNDP) and the United Nations University Institute for Environment and Human ...

The Setup: Partnerships and Conditions for Offering Financial Services to Gig Workers

Author :

Malika Anand and Gayatri Murthy

Topic :

Informal and Gig Workers

Published on :

Jun, 2023

Description :

The digital rails created by platforms can be a powerful foundation for offering financial services to underserved gig workers, but ensuring the right environmental conditions around digital payments, regulations, and analytical capability are important. Platforms, financial service providers, an...

Resilient Rural Women: Applying Personas and Insights for Climate-Smart Innovation

Author :

Jamie Anderson

Topic :

Women

Published on :

May, 2023

Description :

The CGAP Women in Rural and Agricultural Livelihoods (WIRAL) team – Barbara Scola, Chloe Gueguen, Edel Were, Folasade Agbejule, Gerhard Coetzee, Jamie Anderson, Katie Highet, Max Mattern, Tewodros Tassew, and Wendy Chamberlin – would like to extend their great appreciation to the many colleague...

Women’s Economic Empowerment In The Pacific Region: A Comprehensive Analysis Of Existing Research and Data

Author :

Chris Hearle, Olivia Jenkins, and Rebekah Martin

Topic :

Women

Published on :

May, 2023

Description :

Women’s economic empowerment is vital to realizing women’s rights, reducing poverty, and achieving gender equality across the globe. When more women undertake paid work, economies expand through enhanced productivity, economic diversification, and income equality. If women’s earnings increas...

Building a Bridge Between Financial Education & Financial Health

Author :

Davide Castellani, Max Niño-Zarazua, Patricia López Rodríguez and Waruguru Ituu

Topic :

Financial Service Providers and Digital Infrastrcture

Published on :

May, 2023

Description :

Financial capability - individual’s financial knowledge, skills, attitudes, confidence, and psychological features within the context of their social, economic, and cultural environments (Bowman et al., 2017) - is crucial in today’s global world which is dynamic and complex. While innovations ...

Voices of India’s MSMEs: Insights Notes From the Diaries Access to Finance

Author :

Rahul Chatterjee, Rajarshi Dutta, Kanishkaa Chopra, Anjali Lalchandani

Topic :

MSMEs

Published on :

Apr, 2023

Description :

The third in this series of notes, Insights note-Edition 3, covers aspects related to the status of access to finance among India’s informal enterprises (IEs). Despite several initiatives by the Government of India, access to finance remains a critical issue among IEs due to several challenges tha...

Promoting Fair Competition in the Digital Economy

Author :

Paul Nelson & Moussa Traoré

Topic :

Small Holder Farmers and Agriculture

Published on :

Mar, 2023

Description :

Robust, fair competition is critical for all sectors of the economy. The digital economy is no different. Competition in the digital economy is key to achieving an inclusive, open, and secure digital ecosystem. Fair competition in the digital economy can also stimulate innovation and investment and ...

Scaling Up Access to Finance in Kigoma, Tanzania

Author :

UNCDF

Topic :

Financial Service Providers and Digital Infrastrcture

Published on :

Oct, 2022

Description :

Under its global strategy of Leaving No One Behind in the Digital Era (2020-2024), the UN Capital Development Fund (UNCDF) promotes digital financial services (DFS) as foundational to inclusive social and economic development. DFS enable innovation and sustainability and create a marketplace ...

Digital Banks: How Can They be Regulated to Deepen Financial Inclusion?

Author :

Mehmet Kerse and Stefan Staschen

Topic :

Financial Service Providers and Digital Infrastrcture

Published on :

Dec, 2021

Description :

A new wave of digital banks that adopt new technologies to offer banking products and services is emerging globally. With their innovative application of technology, advanced analytical capabilities, and lower operational costs, digital banks have a potential to offer more affordable services to ...

Labour Pains: DIscovering the Financial Lives of Zambian Mothers

Author :

Nandini Harihareswa

Topic :

Women

Published on :

Mar, 2019

Description :

This report summarizes research organized by the UN Capital Development Fund (UNCDF). Based on the hypothesis that Zambian mothers constitute a unique user group (similar to farmers, refugees or small-business owners) and the facts that almost 75% of Zambian women between 15 and 49 years old are mot...

Financial Inclusion & Health: How the Financial Services Industry is Responding to Health Risks

Author :

LIsa Morgan & Craig Churchil

Topic :

Financial Service Providers and Digital Infrastrcture

Published on :

May, 2018

Description :

For development experts working on financial inclusion, ensuring that low-income households have bank accounts and can access loans is not a sufficient objective. Financial inclusion the provisio...

Financial Behavior of the Elderly in Russia in the Context of Digitization

Author :

T. Aimaletdinov, S. Antonyan, L. Baymuratova, G. Imaeva, O. Tomilova, and O. Sharova

Topic :

Ageing/Elderly

Published on :

Sep, 2017

Description :

The goal of this research project was to gain an understanding of the specifics of financial behavior of the elderly in Russia with respect to their use of digital financial services (DFS) and delivery channels and to make recommendations for adapting these services and solutions to increase uptake ...

Publications

Women Agents for Financial Inclusion: Exploring the Benefits, Constraints, and Potential Solutions

Gender Equality Strategy 2022-25

Climate Change and Climate Finance: Current Experience and Future Directions

Climate Finance Landscape of Asia and The Pacific

Climate Risk and Financial Inclusion: A Regulatory Perspective

Smallholder Farmers & Climate Change Voices from the Field

Financial Services for Gig Workers: Lessons on Getting Design and Delivery Right

Strengthening Financial Resilience in the Pacific: 16 Lessons Learned from Implementing Climate Risk Insurance Solutions

The Setup: Partnerships and Conditions for Offering Financial Services to Gig Workers

Resilient Rural Women: Applying Personas and Insights for Climate-Smart Innovation

Women’s Economic Empowerment In The Pacific Region: A Comprehensive Analysis Of Existing Research and Data

Building a Bridge Between Financial Education & Financial Health

Voices of India’s MSMEs: Insights Notes From the Diaries Access to Finance

Promoting Fair Competition in the Digital Economy

Scaling Up Access to Finance in Kigoma, Tanzania

Digital Banks: How Can They be Regulated to Deepen Financial Inclusion?

Labour Pains: DIscovering the Financial Lives of Zambian Mothers

Financial Inclusion & Health: How the Financial Services Industry is Responding to Health Risks

Financial Behavior of the Elderly in Russia in the Context of Digitization